Know Your Options: Living benefits may help provide financial support during qualifying life events, depending on your policy and eligibility. Plan for Uncertainty: Coverage can help protect your finances during serious illness, chronic conditions, or other unexpected challenges. Ask the Right Questions: Review qualifying conditions, limits, exclusions, and potential impacts with a licensed insurance professional. Take the Next Step: Connect with Ushma Patel to explore coverage options and find a plan that supports your goals through life’s unexpected moments.